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About PolishAPI

The PolishAPI standard is the key part of the Open Banking on the Polish financial market. It is defining the interface enabling third parties to access payment accounts, based on amended directive on payment services in the internal market (PSD2).

The PolishAPI constitutes a response of the Polish payment sector (banks and non-banking entities) to the need for the reinforcement of financial innovations in Poland in a non-discriminatory and sustainable manner.

The objective of the initiative is also to reduce the costs of implementation of the PSD2 Directive (and other accompanying legal acts) for the payment institutions and third parties.

The standard creators assume its permanent development in response to regulatory, technological and business changes in the Polish and European markets. The changes shall be published as subsequent versions of the Polish API standard specification.

The project participants include: the Polish Bank Association together with commercial and cooperative banks, cooperative savings and credit unions (SKOK), the Polish Organisation of Non-banking Payment Institutions (PONIP) together with its associated members, the Polish Chamber of Information Technology and Telecommunications (PIIT), the Polish Insurance Association (PIU), Krajowa Izba Rozliczeniowa, Biuro Informacji Kredytowej, and Polski Standard Płatności.




News

PolishAPI ver 2.1

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The specification of an interface for the needs of services provided by …

The specification of an interface for the needs of services provided by third parties on the basis of access to payment accounts under the name of PolishAPI (version 2.1) was published the 18th of September 2018 in Polish language version. The new version contains significant changes in the payment initiation service (i.a. future dated payments, recurring and bulk payments) and some corrections and additions. English translation was published on the 8th of October, 2018.

PolishAPI ver. 2.0

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The specification of an interface for the needs of services provided by …

The specification of an interface for the needs of services provided by third parties on the basis of access to payment accounts under the name of PolishAPI (version 2.0) was published the 9th of July 2018 in Polish language version. English translation was provided the 13th of July 2018.

PolishAPI ver. 1.0

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Polish Bank Association (ZBP) together with other participants of the PolishAPI Project …

Polish Bank Association (ZBP) together with other participants of the PolishAPI Project Group, i.e. banks, cooperative banks, credit unions, third party providers, non-banking payment providers, infrastructural companies (Polish Clearing House, Credit Bureau) and market organizations, hereby reports that the specification of an interface for the needs of services provided by third parties on the basis of access to payment accounts under the name of PolishAPI (version 1.0) was published on 24th of April, 2018.
The documentation of the standard is available here: Documentation

Public consultation report

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Public consultation related to the draft specification of an interface for the …

Public consultation related to the draft specification of an interface for the needs of services provided by third parties on the basis of access to payment accounts under the name of PolishAPI was closed the 31st of January, 2018.
Comments and remarks submitted during the consultation were analysed by the project group and partially included in the published version of the specification. Public consultation report is available on the page Public consultation

Public consultation

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As an initiator of the Polish API standardisation project intended for the …

As an initiator of the Polish API standardisation project intended for the creation and publication of a standard of the interface for services provided by third parties on the basis of access to payment accounts, the Polish Bank Association, together with the entities participating in the project, i.e. representatives of the payment sector (commercial banks, cooperative banks, cooperative savings and credit unions (SKOK), non-banking payment institutions and sector organisations), is pleased to announce that the draft standard was made available for public consultation on 17th of January 2018. All the materials concerning the consultation and the draft specification may be found in section Public consultation.




Documentation

Specification of an interface for the needs of services provided by third parties on the basis of access to payment accounts under the name of PolishAPI.

The specification describes Payment Initiation Service (PIS), Account Information Service (AIS) and Confirmation of the Availability of Funds (CAF).

The PolishAPI standard documentation is available based on the Creative Commons Attribution 3.0 Poland licence, https://creativecommons.org/licenses/by/3.0.

Documentation ver. 2.1
Interface specification – buisness part (PDF file)
Documentation (yaml):
PolishAPI-ver2.1.yaml
PolishAPI-CallBack-ver2.1.yaml

PolishAPI on SwaggerHub:
The basic interface
The CallBack interface

Scope of changes made in version 2.1

Documentation ver. 2.0
Interface specification – business part (PDF file)
Documentation (swagger)
PolishAPI-ver2.0.html
PolishAPI-CallBack-ver2.0.html
Documentation (yaml)
PolishAPI-ver2.0.yaml
PolishAPI-CallBack-ver2.0.0.yaml

Scope of changes made in version 2.0

Documentation ver. 1.0
Interface specification – business part (PDF file)
Documentation (swagger)
PolishAPI-ver1.0.0.html
PolishAPI-CallBack-ver1.0.0.html
PolishAPI-scope_details-ver1.0.0.html
Documentation (yaml, json)
PolishAPI-ver1.0.0.yaml
PolishAPI-CallBack-ver1.0.0.yaml
PolishAPI-scope_details-ver1.0.0.json

Issues reporting: report@docs.polishapi.org




Contact

Office of the PolishAPI Project
Polish Bank Association
ul. Kruczkowskiego 8
00-380 Warszawa
tel. + 48 22 48 68 206
info@polishapi.org
www.zbp.pl